Draw Against Commission Calculator
Free draw against commission calculator — see what you actually take home this period, how much draw is recovered, and whether you are carrying a deficit.
About this tool
A draw is an advance against future commission, and the recoverable-versus-non-recoverable distinction decides whether a slow month follows you into the next one. This calculator models both.
Frequently Asked Questions
- What is a draw against commission?
- A draw is an advance on commission you have not yet earned. It gives a rep predictable income during ramp or seasonal troughs, and is settled against actual commission when it is earned.
- What is the difference between a recoverable and non-recoverable draw?
- A recoverable draw is a loan: unearned amounts carry forward and are deducted from future commission. A non-recoverable draw is a guaranteed floor — you keep it regardless of what you earn.
- Can an employer claw back a draw after I leave?
- It depends on your contract and your state. Several US states restrict deductions from final pay. Check your commission agreement and, where the amount is material, get local legal advice.
- Is a draw the same as a base salary?
- No. A base salary is unconditional pay. A draw is an advance against variable pay and, if recoverable, is effectively a debt against future commission.